5228 LUISA COURT, St. Cloud, FL, 34771 | $429,805

Introducing an exclusive leaseback opportunity for your new townhome! This unique offering allows you to purchase a beautiful townhome in our community while securing lease of the property back from you for a set period. It's an ideal solution for those looking to make a smart investment while providing flexibility in homeownership. With the leaseback, you can enjoy rental income from the property while having the option to move in or resell at a later time. Take advantage of this rare opportunity to invest in a stunning townhome in a highly sought-after neighborhood, and enjoy the financial security of a guaranteed leaseback. Introducing Terra Haven in St. Cloud, a charming new neighborhood just minutes from the vibrant Lake Nona area! Ideally located off Jones Road near Narcoossee Road, this community offers easy access to Lake Nona, Orlando International Airport, and major roadways like Florida's Turnpike and SR 417/Central Florida GreeneWay. Here, you can enjoy a peaceful lifestyle with quick connections to Downtown Orlando, renowned theme parks, and top employment centers. The Elm floorplan boasts a spacious, open-concept living area and a convenient primary bedroom located on the ground floor. The townhome features beautiful Luxury Vinyl Plank flooring throughout the main living spaces and stylish 42" white kitchen cabinetry, complemented by a chic backsplash. Upstairs, you'll find three additional bedrooms, including one with a private bath, and a cozy loft area. A charming brick-paved driveway adds curb appeal, and the attached 2-car garage offers ample storage space. Enjoy your outdoor living space on the covered lanai, which overlooks a serene nature setting and offers plenty of backyard space. Thoughtfully designed with features like a spacious kitchen island, a private owner's suite, and high-quality finishes to suit your lifestyle. With lawn maintenance and irrigation included in the HOA, you can enjoy a low-maintenance lifestyle without the hassle. DISCLAIMER: Photos and/or drawings of homes may show upgraded landscaping, elevations and optional features that may not represent the lowest priced homes in the community. Pricing, Incentives and Promotions are subject to change at anytime. Promotions cannot be combined with any other offer. Ask the Sales and Marketing Representative for details on promotions.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 36 x 100
  • Laundry: Inside, Upper Level
  • Year Built: 2025
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,010
  • Acreage: 0.08
  • Lot Size: 36 x 100
  • Est. Taxes: $0
  • HOA Fee: $165 Monthly
  • Lot Desc: Sidewalk
  • Elem. School: VOYAGER K-8
  • Middle School: VOYAGER K-8
  • High School: Tohopekaliga High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • MLS#: W7873527
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/W7873527/5228luisacourt_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 12:06:42 PM)
Listing courtesy of MALTBIE REALTY GROUP   Phone: 813-819-5255

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5228 LUISA COURT, St. Cloud, FL, 34771

$429,805

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,844 $343,844 $343,844
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,173 $2,259 $2,878
Total Monthly Payment $2,248 $2,334 $2,953

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.