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From the moment you step through the front door of this enchanting single-floor ranch, you've entered a truly special home. Luxurious, meticulously-maintained cherry wood floors spread throughout spacious, warm, inviting rooms flooded with natural light. Next, your eyes will be drawn to even more special details - the wood ceiling beams, built-in corner cabinets, a cozy bonus room perfect as a home office or converted to a 3rd bedroom, and a recently-serviced, stately gas fireplace that can be easily reverted back to wood-burning. The full bathroom was tastefully renovated in 2020 and has a huge walk-in shower. The inviting open kitchen showcases modern finishes, and a sunlight-drenched, beautiful breakfast nook with a propane wall fireplace creates the ideal space for morning coffee. Recessed lighting was recently installed in the living and dining rooms along with updated electrical work and professional paint. And the special appeal doesn't stop inside! Off of the kitchen is an enviable covered porch that looks out over an expansive stone patio, perfect for entertaining or enjoying meals outdoors. The 2-acre mostly-flat lot is storybook adorable, from the low stone walls that line the property to the raised vegetable garden beds. All of this gives the sense that you've escaped to the country, yet it's just a mere 8 min to the Merritt, 25 min to New Haven, and easy access to Metro North trains into Manhattan. Home is 1 mile west of charming Huntington Green. Everything u need from multiple retail stores is minutes away. For recreation, get out your bikes, skis, hiking shoes, fishing gear, kayaks, tack, and golf clubs -- it's all close by. A quick 15 min drive will land you at multiple coastal beaches for summertime fun! Stroll through quaint towns, explore local shops, go antiquing, and enjoy many fantastic restaurants. I could rave forever about this one-of-a-kind home, but I still wouldn't do it justice. So, why not swing by and fall in love with it yourself?
Type | Description | Level |
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Bedroom 1 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $503 | $503 | $503 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,984 | $3,099 | $3,944 |
Total Monthly Payment | $3,579 | $3,694 | $4,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.