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PRICE REDUCED, Seller offering $ 5000. oo incentive to buyer for use towards down payment, loan costs, home improvements or home warranty of their choice. This move in ready home features brick front and full stucco for easy maintenance exterior. Inside features a nice size owners suite with shower and garden tub, over sized 2nd bedroom, 3rd bedroom can also be an office with shelves in closet, formal dining, Kitchen includes built in microwave, refrigerator, stove and dishwasher, Inside laundry includes washer and dryer, gas fire place, large back yard, LVP or tile thru out. One owner never any pets/smoking in the home. Back yard with pergola with swing and storage shed. Pecan tree in back yard. Quick Closing ok. Appraised at 315k in 2024. Great for investors wanting a rental property close to NAS or I295 for easy access to Jax for work. located between US 17 & Blanding. Roof 2015 AC 2010 B&B Termite Bond in effect continuous since home built. Wind Mitigation Letter attached
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,472 | $1,550 | $1,960 |
Total Monthly Payment | $1,691 | $1,769 | $2,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.