1260 S HILLCREST AVENUE, Clearwater, FL, 33756 | $319,000

**Charming 2-bedroom Home in Clearwater with Income Potential** Discover the perfect blend of comfort and convenience in this delightful 2-bedroom, 1-bathroom home, nestled on a generous corner lot at 1260 S Hillcrest Ave, Clearwater, FL. This residence features a cozy 744 sq ft interior that invites you to relax and enjoy its stylish updates, including a modern kitchen with solid surface countertops and brushed gold accents, and an elegantly tiled bathroom enhanced with similar sophisticated touches. A new roof, along with new ac, provide additional peace of mind. Step outside to a fenced yard where a producing mango tree adds a touch of nature's bounty, and a covered front porch and patio allow for serene spaces for outdoor living. The property includes a handy shed for extra storage. Positioned in a friendly community, this home is ideally situated close to reputable schools such as Clearwater High, Oak Grove Middle, and Plumb Elementary, making it not just a peaceful retreat but also an excellent rental opportunity with great income potential. Whether you're looking for a starter home, downsizing, or seeking a worthwhile investment, this property promises a blend of lifestyle and opportunity in the heart of Clearwater. Ready to move in and enjoy or use as a rental property (home has current tenant and can move in 30-45 days from date of contract), this home awaits its new owners with open arms and endless possibilities.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 56 x 103
  • Laundry: In Garage
  • Year Built: 1960
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 744
  • Acreage: 0.13
  • Lot Size: 56 x 103
  • Est. Taxes: $3,921
  • Lot Desc: Corner Lot
  • Elem. School: Plumb Elementary-PN
  • Middle School: Oak Grove Middle-PN
  • High School: Clearwater High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator
  • MLS#: TB8362275
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/TB8362275/1260shillcrestavenue_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2025 12:17:12 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-381-2345

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1260 S HILLCREST AVENUE, Clearwater, FL, 33756

$319,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,200 $255,200 $255,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.148% 7.075% 6.172%
Monthly Tax Payment $327 $327 $327
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,655 $1,676 $2,136
Total Monthly Payment $2,057 $2,078 $2,538

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.