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Find your island retreat in this 3 large bed/3 full bath corner lot patio home on Anastasia Island with private outdoor space and a sunroom. Located in the Sea Gate Community, with amenities across the street including a salt water pool, new tennis & pickleball courts and clubhouse with a kitchen, library & free yoga classes. This home is walking distance to the beach & marsh views can be enjoyed in the neighborhood. The kitchen has been fully renovated to include LG & Samsung smart appliances, double lazy-susan for max storage, quartz countertops and a 10 foot island with plenty of storage. There is a brand new roof with warranty. Smart features also include lights and A/C. Filtered water is connected to the kitchen sink and fridge ice maker, makes entertaining a joy, with the bar nook located just steps away. Enjoy beach breezes from your jacuzzi, fenced-in deck, and yard. A Florida Room on the south side of the home adds extra living space along with the loft/flex space. Upstairs includes a double master with on-suite full baths in both large rooms divided by ample loft space that was used for a indoor workout room and reading nook. HOA takes care of all front and side yard fertilizer and mowing once a week! New roof. 2020 Smart A/C with 5 year left on Warranty. Roof has 10 year leak warranty and 15 year wind warranty.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,029 | $3,148 | $4,011 |
Total Monthly Payment | $3,374 | $3,493 | $4,356 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.