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Lake Hartwell Waterfront Retreat – Stunning Views & Thoughtful Design! Escape to the perfect lakeside lifestyle with this stunning Lake Hartwell waterfront home, beautifully situated on a gently sloping lot that provides breathtaking water views and direct access to the dock via a concrete walkway. Designed for both relaxation and entertaining, this home offers inviting living spaces that highlight panoramic lake views through expansive windows. The living and dining areas flow naturally together, creating a warm and welcoming atmosphere, while the kitchen remains a distinct space with easy access to the main living areas. The main level features a private owner’s suite with an en-suite bath and walk-in closet, where you can wake up to serene lake views framed by a picturesque tree. Two additional guest bedrooms and a full bathroom ensure plenty of space for family and visitors. Downstairs, the versatile lower level provides even more living space, including a full in-law suite with a separate step-less entry, a full kitchen, a den, a bedroom, and a bathroom—ideal for extended family, guests, or potential rental income. A covered patio extends the outdoor living experience, allowing you to relax in the shade while enjoying the tranquil lakefront setting. The lower level also includes an attached garage with a spacious workshop, perfect for storage, hobbies, or additional parking. This property is part of a sought-after community with incredible amenities, including membership to a 9-hole golf course, a swimming pool, a clubhouse, and designated storage for boats and jet skis—all included with HOA dues. Nestled on a quiet cul-de-sac with nearly half an acre, this home offers privacy and ample outdoor space for activities, gardening, or entertaining. Whether you're looking for a weekend escape or a year-round waterfront retreat, this home combines comfort, functionality, and the beauty of Lake Hartwell living. Don’t miss this rare opportunity—schedule your private tour today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $708,000 | $708,000 | $708,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.475% | 6.309% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,245 | $4,417 | $6,022 |
Total Monthly Payment | $4,621 | $4,793 | $6,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.