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Under contract-accepting backup offers. Welcome to this gorgeous home situated on a spacious corner lot within Highland Lakes, Palm Harbor’s top 55+ golf community! Step through the elegant glass front door and be immediately greeted by beautifully updated tile flooring that flows seamlessly throughout the entire home. The interior boasts crown molding, soft neutral tones, and custom Knotty Alder interior doors, all contributing to its warm and inviting atmosphere. Large impact windows allow natural light to flood the home, creating a bright and airy space. The chef’s kitchen is a true highlight, featuring exquisite granite countertops, floor-to-ceiling wood cabinetry, stainless steel appliances, and recessed lighting. It opens up effortlessly to the dining/family room combo, offering a perfect setting for everyday living and entertaining. For added elegance, the built-in dry bar offers additional cabinetry for storage, a beverage fridge, granite countertops, and sleek under-cabinet lighting. The spacious master retreat is perfectly tucked away at the rear of the home, offering privacy and tranquility. It includes a private entrance to the Florida room, an updated en-suite bathroom with a walk-in shower, and two separate closets for ample storage. The heated and cooled Florida room provides a serene, private setting with updated windows and peaceful green views. Access the charming Florida room through both the main living area via beautiful glass double doors and from the master suite. Additional features include indoor laundry, a BRAND NEW roof to be installed prior to closing, HVAC 2022, updated electrical panel, and a NEW water softener – making this home completely move-in ready! Highland Lakes is Palm Harbor's premier 55+ golf & lakefront community sited high & dry above the flood plain. Resort style amenities include free green fees on three private executive courses! Enjoy an active lifestyle with water aerobics, yoga, pickleball, tennis, and many other activities. The main clubhouse is the busy venue for entertainment and social events and you will like the friendly country club atmosphere. The Arts and Crafts building has a wood shop, studios, and classes. The Lake Tarpon Lodge is a rustic retreat with a second heated pool, party & picnic facilities, fishing pier, open dock, community pontoon boats, and a secure lot for free RV or boat storage. Live blissfully close to Gulf beaches, the Pinellas Trail, a wealth of restaurant & shopping options, rich cultural resources, excellent medical services, exciting pro sports, 2 international airports, and an award-winning cruise port. Don’t miss the chance to own this exceptional home in one of Palm Harbor’s most desirable 55+ communities!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $562 | $562 | $562 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,224 | $2,312 | $2,946 |
Total Monthly Payment | $2,861 | $2,949 | $3,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.