398 WINTER RIDGE BOULEVARD, #398, Winter Haven, FL, 33881 | $167,990

Welcome to 398 Winter Ridge Boulevard — a stunning 2-bedroom, 2-bathroom end-unit condo nestled in the sought-after Winter Ridge community. This charming home boasts breathtaking lake and sunset views right from your window, creating a serene backdrop for everyday living.

Enjoy exclusive access to Lake Smart with a community dock, offering direct entry to the Winter Haven Chain of Lakes and all the adventures they have to offer.

This condo features covered parking, a welcoming front porch with decorative stone, and a finished lanai with air conditioning—a versatile space that could easily serve as a third bedroom or home office. Inside, discover beautiful flooring throughout, a spacious kitchen-family room combo, and a stylish accent wall that adds character and warmth to the living area. The kitchen is equipped with a walk-in pantry, providing plenty of storage space for all your culinary needs.

The master bedroom is generously sized, featuring sliding doors that open to the back lanai, creating a seamless transition between indoor and outdoor living. The attached master bathroom includes a walk-in shower, while the large walk-in closet provides ample space for your wardrobe.

Winter Ridge offers fantastic community amenities, including a refreshing swimming pool, shuffleboard courts, and a clubhouse hosting fun monthly events. The community’s prime location provides a true Florida waterfront lifestyle, with easy access to boating, fishing, and lakeside relaxation.

The HOA covers a variety of services, including roof maintenance and replacement, exterior maintenance, exterior insurance, trash removal, and the upkeep of all amenities, ensuring a stress-free, low-maintenance living experience.

Don't miss your chance to own this gorgeous lakefront condo! Schedule your showing today and embrace the Florida lifestyle you've been dreaming of.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Pool, Recreation Facilities, Shuffleboard Court
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Complex: WINTER RIDGE CONDO
  • Year Built: 1996
  • Common Charge: $249 Monthly
  • Approx Sq. Feet: 1,073
  • Acreage: 0.03
  • Est. Taxes: $926
  • View: Trees/Woods, Water
  • Pet Policy: Size Limit, Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: P4934078
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/P4934078/398winterridgeboulevard_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/1/2025 1:17:08 AM)
Listing courtesy of KELLER WILLIAMS REALTY SMART 1   Phone: 863-508-3000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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398 WINTER RIDGE BOULEVARD, #398, Winter Haven, FL, 33881

$167,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $134,392 $134,392 $134,392
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.906% 7.025% 6.026%
Monthly Tax Payment $77 $77 $77
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $817 $883 $1,116
Total Monthly Payment $969 $1,035 $1,268

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.