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Welcome to 398 Winter Ridge Boulevard — a stunning 2-bedroom, 2-bathroom end-unit condo nestled in the sought-after Winter Ridge community. This charming home boasts breathtaking lake and sunset views right from your window, creating a serene backdrop for everyday living.
Enjoy exclusive access to Lake Smart with a community dock, offering direct entry to the Winter Haven Chain of Lakes and all the adventures they have to offer.
This condo features covered parking, a welcoming front porch with decorative stone, and a finished lanai with air conditioning—a versatile space that could easily serve as a third bedroom or home office. Inside, discover beautiful flooring throughout, a spacious kitchen-family room combo, and a stylish accent wall that adds character and warmth to the living area. The kitchen is equipped with a walk-in pantry, providing plenty of storage space for all your culinary needs.
The master bedroom is generously sized, featuring sliding doors that open to the back lanai, creating a seamless transition between indoor and outdoor living. The attached master bathroom includes a walk-in shower, while the large walk-in closet provides ample space for your wardrobe.
Winter Ridge offers fantastic community amenities, including a refreshing swimming pool, shuffleboard courts, and a clubhouse hosting fun monthly events. The community’s prime location provides a true Florida waterfront lifestyle, with easy access to boating, fishing, and lakeside relaxation.
The HOA covers a variety of services, including roof maintenance and replacement, exterior maintenance, exterior insurance, trash removal, and the upkeep of all amenities, ensuring a stress-free, low-maintenance living experience.
Don't miss your chance to own this gorgeous lakefront condo! Schedule your showing today and embrace the Florida lifestyle you've been dreaming of.
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Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$167,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $134,392 | $134,392 | $134,392 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $77 | $77 | $77 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $817 | $883 | $1,116 |
Total Monthly Payment | $969 | $1,035 | $1,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.