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221 Phoenetia, Out of Area, FL, 32086-0000 | $414,999
A slice of the Bahamas right here in St. Augustine. This colorful adorable bungalow with it's pine ceilings, bead board, trim galore, white shaker cabs, will give you a feeling of the Bahamas Coast. Home has been completely renovated. A/C 2017, metal roof 2019, pavers 2021, water heater 2025, complete replumb entire home down to road, Hardie Board Siding on exterior of home 2019, extension added in 2019 which includes a large bar area and pantry with the white shaker cabs taking you outside to the back yard entertainment center with exterior TV to enjoy together or with friends and family. The kitchen area includes an eat in kitchen island with white cabs around the island, beautiful granite tops to match the area. The garage has been closed off and made into a family TV/game room. Spacious front porch adds to the coastal vibe as well. Across street is an entrance to the lake for fishing and enjoyment. The Shores Club also has so much to offer, pickle ball, tennis, miles of bike and walking trails, dock with gazebo for fishing, bird watching, enjoyment. There is also a year around Pool and a Golf Club for a minimal additional fee. The River Club is also available for rental parties, weddings, etc. with views of the ICW Waterway. HOA's here are only $34. 00 a month. Did I mention how close the Shores is to one of the most beautiful beaches in Florida, Cresent Beach. Driving on the beach is permitted. Very close to the Old City, Grocery shopping, Walmart Shopping, so many restaurants and Flagler Hospital and Health Care. Must see this peach of a home to appreciate the Coastal Vibe! Please visit www. staugshores. com for more info.
Features
- Amenities: Clubhouse,Community Dock,Exercise,Golf,Community Pool Heated,Tennis,Pickleball,Waterfront,Fishing,Sidewalk
- Bedrooms: 4
- Baths: 2 full
- Lot Size: TBD
- Style: Cottage
- Year Built: 1973
- Heating: Central,Electric
- Cooling: Central,Electric
- Approx Sq. Feet: 1,784
- Lot Size: TBD
- Est. Taxes: $2,415
- HOA Fee: $34
- Elem. School: W. D. Hartley Elementary
- Middle School: Gamble Rogers Middle
- High School: Pedro Menendez High School
- MLS#: 251472
- Days on Market: 46 days
- Website: https://www.raveis.com
/prop/251472/221phoenetia_outofarea_fl?source=qrflyer
Listing courtesy of ALSOP Properties, Inc
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
221 Phoenetia, Out of Area, FL, 32086-0000
$414,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $331,999 | $331,999 | $331,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
| Monthly Tax Payment | $201 | $201 | $201 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,071 | $2,181 | $2,757 |
| Total Monthly Payment | $2,347 | $2,457 | $3,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388