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Location, Location, Location!!! Tucked away in the serene and picturesque Gulf Gate Pines, this beautifully maintained 3-bedroom, 2-bathroom home is a rare find! Boasting a functional split floor plan, it’s move-in ready or offers the perfect canvas for your personal touches. Set in a quiet enclave of only 42 homes, this property is NOT in a flood zone, ensuring peace of mind and privacy. Yet, you're just minutes away from the world-renowned Siesta Key Beach, the scenic Legacy Trail, and vibrant downtown Sarasota. Home Features: Bright and airy, with abundant natural light throughout, Spacious living and family rooms, each with sliding glass pocket doors leading to a covered lanai perfect for entertaining and outdoor living, Primary suite with 2 walk-in closets and en-suite bathroom, Two additional generously sized bedrooms, Chef-friendly kitchen with a functional peninsula, ample counter space, and extra storage—ideal for entertaining guests, Indoor laundry room with washer, dryer, utility sink, and plenty of storage space, Slightly oversized 2-car garage with room for larger vehicles and additional storage. Recent Updates: Beautiful "wood-look" plank tile flooring in the living and dining rooms, as well as the primary suite, New baseboards throughout, Tongue and groove ceiling on the back porch for added charm, Fresh interior paint, Tropical landscaping surrounding the entryway and back porch, New electrical panel (2025), New Roof (2023), and AC (2020) Community & Location: Zoned for highly-rated Gulf Gate Elementary, Sarasota Middle, and Riverview High Schools, Close to top-rated Siesta Key Beach, shopping, dining, and easy access to the Legacy Trail, Low HOA fees and light deed restrictions, with a welcoming neighborhood vibe, including fun garage sales and occasional cookouts, The neighboring property to the west is currently under renovations, with a new fence being added for added privacy. There is room for a pool addition, the seller previously had plans drawn up. Whether you're a full-time resident or looking for a winter retreat, this charming home offers everything you need to live in style and comfort. Don’t miss your chance to own this gem in one of Sarasota’s most desirable areas!
*** WITH PREFERRED LENDER THERE IS A 5 YEAR RATE PROTECTION, IF RATES DROP IN THE NEXT 5 YEARS, REFIANCE AT A LOWER RATE WITH NO LENDER FEES OR APPRAISAL FEES, INQUIRE FOR MORE DETAILS****
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,776 | $2,885 | $3,677 |
Total Monthly Payment | $3,245 | $3,354 | $4,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.