5404 Garden Arbor DRIVE, Lutz, FL, 33558 | $874,500

Under contract-accepting backup offers. VILLAROSA ESTATE HOME! Nestled on one of the largest cul-de-sac lots in the community, this pristine home sits on an expansive . 78-acre conservation lot, offering unparalleled privacy and scenic views. Located in the highly desirable gated section of Villarosa, this 4-bedroom, 3-bathroom, Study, 3 car garage pool home is perfect for those seeking luxury, space, and tranquility. Some Key Features of this stunning home include, Generous Floor Plan: This well-designed home boasts a 31'x14' owner's suite featuring a large sitting area with picturesque views and a luxurious owner's bath, plus two additional bedrooms measuring 16'x14', providing ample room for the whole family. The office/den features elegant double French doors and offers the perfect space for work or study. Elegant Entry: Step through double glass doors into an open, split floor plan with a spacious dining room and an office/den that provides both style and functionality. Gourmet Kitchen: With abundant cabinetry, a built-in desk, kitchen island, breakfast bar, and an open flow to the grand room, this kitchen is perfect for both cooking and entertaining. Inviting Grand Room: Featuring a gas fireplace and modern built-in shelves and cabinets, this space is ideal for relaxation and gathering with loved ones. Outdoor Living: The screened-in pool, Jacuzzi, and covered lanai offer the ultimate in outdoor enjoyment, while the spectacular outdoor kitchen overlooks the serene conservation area—perfect for entertaining or unwinding in nature. Additional Highlights: No Flood Insurance or CDD Fees: A rare benefit for peace of mind. Located within the top-rated school district of Steinbrenner, Martinez, and McKitrick. This move-in ready home offers the perfect combination of space, luxury, and privacy, all in a stunning natural setting. Call today to schedule a tour and experience this one-of-a-kind property for yourself!

Features

  • Amenities: Basketball Court, Fence Restrictions, Gated, Playground, Vehicle Restrictions
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 165 x 205
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 2000
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 3,145
  • Acreage: 0.78
  • Lot Size: 165 x 205
  • Est. Taxes: $8,984
  • HOA Fee: $1,280 Annually
  • Lot Desc: Conservation Area, Cul-De-Sac, In County, Irregular Lot, Landscaped, Oversized Lot, Private, Sidewalk, Street Dead-End
  • View: Pool, Trees/Woods
  • Elem. School: McKitrick-HB
  • Middle School: Martinez-HB
  • High School: Steinbrenner High School
  • Pool: In Ground, Pool Sweep, Tile
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Microwave, Range
  • MLS#: TB8361037
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8361037/5404gardenarbordrive_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/6/2025 8:32:58 PM)

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Rich SalernoSales Associate

203.450.7778

Rich.Salerno@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5404 Garden Arbor DRIVE, Lutz, FL, 33558

$874,500

Rich Salerno

Sales Associate

William Raveis Real Estate

Phone: 203.450.7778

Rich.Salerno@Raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $699,600 $699,600 $699,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.712% 6.235% 6.058%
Monthly Tax Payment $749 $749 $749
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,083 $4,251 $5,856
Total Monthly Payment $4,924 $5,092 $6,697

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.