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One or more photo(s) has been virtually staged. NO CDD. Take advantage before it is goneā¦!!! This amazing DREAM HOME is located in the resort-style community of Winding Ridge in Wesley Chapel. This popular floor plan features 4 bedrooms and 3 bathrooms, with one in law suit. Entering the house is the wide foyer with a high ceiling, which leads to the main living area, with a kitchen/dinning/living room combo open style. The kitchen features a grand island, a breakfast area, and has many storage spaces. The living room has a tray ceiling and looks to the gorgeous pound view. Walking out of the glass sliding doors is the covered lanai where the family can enjoy the beautiful lawn and pound. The spacious yard is large enough for a future pool or an extended screen enclosure. The master bedroom has two spacious walk-in closets and a view to the lake. The master bath has his and hers vanities, a tub, and a glass-enclosed shower. The laundry room is spacious and has a washing tub. Winding Ridge in Wesley Chapel is a 24-hour guarded community. Inside the clubhouse, there is a grand event room, a gym, and an indoor basketball court. Outside, there is the resort-style pool, a splash park, a playground, a picnic area, a basketball court, and tennis courts. The community offers many activities and classes for residents to enjoy the facilities. The community has convenient access to I-75, the Grove/Crates, Wiregrass Mall, Tampa Premium Outlets, and so much more!! This vacation home has minimal wear and tear and maintained well. HOA includes lawn service, irrigation, and waste/recycle. Come and enjoy the luxury lifestyle in this beautiful community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $717 | $717 | $717 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,947 | $3,232 | $4,180 |
Total Monthly Payment | $3,756 | $4,041 | $4,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.