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This beautiful MODULAR home has been built to Florida Building Code and Interior HAS NEVER FLOODED. The home sits at a finished floor elevation of 9. 5 ft. You will find the Charlotte Park Community very boating friendly, and convenient to all that this beautiful Harbor town has to offer. 3 Bedrooms, and 3 full Baths offered in a split floor plan, with the Living room, dining room, and Kitchen centrally located. Interior features include a real wood burning fireplace, built in features, Interior Laundry room with storage, and much more. The Exterior will allow enjoyable use of the property with front and back decks, a fenced in dog run, and large shed for storage. Community Civic Association membership (optional) gives you an opportunity to get a key to one of the nicest private boat ramps just blocks away. You can Park the boat, or truck or RV here as there are no deed restrictions. Income producing property with great history for the Investor, or make this this home yours.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,999 | $159,999 | $159,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $998 | $1,051 | $1,339 |
Total Monthly Payment | $1,397 | $1,450 | $1,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.