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WATERFRONT HOME W/**NEW METAL ROOF** + SAILBOAT ACCESS TO CHARLOTTE HARBOR & BEYOND - Check out this MOVE-IN READY, 3 bed/2 bath, waterfront home in Punta Gorda. Exceptional value for those looking to live on the water! Home is ideal for boating enthusiasts seeking affordability without compromising quality, offering sailboat access to Charlotte Harbor right from your private backyard dock. Inside, you’ll find a great room w/cathedral ceilings, open concept kitchen w/adjacent dining area & split bedroom design. Great room opens to the screened lanai extending the living space outdoors allowing for true, Florida-style, indoor/outdoor living. Kitchen offers stainless steel appliances, ample cabinet & counter space plus breakfast bar seating. Master bedroom has en-suite bath while two guest rooms share a hall bath. One guest room serves double duty as a home office or den w/double French doors. Large windows & sliding glass doors at the back of the home overlook the tranquil water view. Lanai provides a relaxing place to sit back & enjoy your canal view. A 10x15 concrete dock w/10, 000 lb boat lift is steps from the back door. Frame is in place to add a canvas canopy to cover & protect your boat. Reach Charlotte Harbor in approximately 10-15 minutes and experience some of the best fishing and boating in Southwest Florida. Prefer to stay close to home? Cast a line from your own dock or unwind by the water on the deck. Other amenities include whole-house hurricane protection & an oversized, one-car garage. This is one of the most affordable sailboat-access homes in Punta Gorda. Don't miss this opportunity to embrace the boating lifestyle at an unbeatable value! Make an appointment today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$414,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,920 | $331,920 | $331,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $562 | $562 | $562 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,071 | $2,180 | $2,756 |
Total Monthly Payment | $2,708 | $2,817 | $3,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.