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Lake Jovita Golf & Country Club MAINTENANCE FREE HOME is a MUST SEE! Great vacation home, second home, retirement home or move up family home, this Detached, Single family home is the PHILBROOK Model design and features 4 bedrooms, 3 Baths and a 2 car garage with an EXPANSIVE (25 x 40) SCREENED LANAI on the rear that is spacious enough for a pool with golf course view on one side. Relax outdoors under roof with 2 recess lights and a ceiling fan or enjoy the sunshine in the extended birdcage where Brick PAVERS enhance this area and the STUNNING views of the hills of East Pasco can't be beat! Formal areas with Crown Molding are designated at the front of this two story home with Owners Retreat on the main floor. Built in custom bookcases on either side of the front window make the perfect reading nook or living room. . . OPEN to the formal dining area. Could also be used as a game room or home office. Kitchen is spacious, light, bright and OPEN to the Great Room offering Granite counters, tile backsplash, painted wood cabinets with updated pulls, smooth top range and Stainless appliances. Upgraded double pane Sliding doors to the Lanai open to extend your entertaining space so you can enjoy the hilltop breeze! Owners retreat also has access to the lanai and the Luxurious Bath ensuite boasts a slipper tub, separate shower with frameless door, upgraded mirrors, lighting and dual square undermount sinks. Spacious walk in closet with attic access in owners retreat. Once upstairs, the landing is open and Tight weave classic carpeting ushers you to the 2 additional spacious bedrooms, with large closets and lots of storage! Additional features to notice include: 2018 TRANE AC, ALL NEW double pane Weather tite WINDOWS for low utility bills and peace of mind, tall baseboards, crown molding, 3 updated bathrooms with quartz vanities, new lighting and raised commodes. There is a security system and the home is prewired for surround sound. Plenty of greenspace in the OPEN backyard with 3 beautiful Magnolia trees at the rear. LIVE THE COUNTRY CLUB LIFESTYLE in this Maintenance free home where you can lock and leave to enjoy the amenities! HOA paints the exterior of the home this year, maintains the lawn (mow, trim, edge, blow, fertilize, trim trees, maintain sprinklers and mailboxes and clean the tile roof annually. Amenities are included in the low quarterly HOA with 2 dog parks, walking trail with exercise stations, park, playground, tennis, pickleball and basketball courts, pavilion with grills, private streets to drive golf carts, security guarded entry gate and common areas maintained. OPTIONAL memberships available for the HarTru clay Tennis courts, Jr Olympic size pool and fitness center. Full service restaurant and pub/grille onsite with SPECTACULAR views of the course and water feature as you dine. 2 Championship golf courses and pro shop as well. Located North of Tampa in the HILLS OF EAST PASCO, with EASY ACCESS to major interstates and highways for commute to Tampa, Wesley Chapel, Ocala, Lakeland, Orlando, Airports and the Beaches! CALL TODAY to see why this IS the place to BE!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,418 | $2,689 | $3,488 |
Total Monthly Payment | $2,769 | $3,040 | $3,839 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.