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YOU WILL NOT BE DISAPPOINTED! This 3 bedroom/2bath/2 car garage POOL HOME on 3 CANALFRONT LOTS (. 69 acre) in East Englewood MUST BE on your list to see! The Newgate Waterway backs up to the Myakka State Forest, providing privacy in the rear of your property. Owners have spared no expense in updating this home! IMPACT WINDOWS (2023) offer not only peace of mind, but also a wind mitigation insurance credit! Very open floor plan is accentuated by a beautiful ceiling treatment in the main living area, tiled flooring, and all new 5 1/4" baseboard. The kitchen is so pretty you won't mind cooking, with soft close/full extend doors and drawers, built in spice racks and trash container on the cabinetry, upper level granite countertops, crown moulding to set off the cabinetry, and double paddle ceiling fan. Appliances include: GE cooktop, Whirlpool dishwasher and French door refrigerator, and built in Kitchen Aide convection/microwave oven, plus built in Kitchen Aide convection oven. The primary bedroom suite is the perfect place to relax, with carpeted flooring, 2' bumpout creating extra floor space, ceiling fan, two walk in closets, and sliding glass doors to the lanai. The primary bathroom has just been completed, with a new double basin vanity with quartz countertop, new mirror, new recessed lighting, shower w/new door, garden tub, linen closet and tiled flooring. The family room (currently used as an office) can adapt to several uses and has tiled flooring, cathedral ceiling and ceiling fan. Both guest bedrooms are so comfortable your company will want to stay a little longer, with carpeted flooring, ceiling fans, and walk in closets. The adjacent guest bath has an updated vanity w/granite countertop, shower, new toilet, and skylight - its so bright you'll think you left the light on! House has been replumbed overhead so no worries with copper pipes leaking under the slab! The laundry room has enough shelf storage you can really stock up on your supplies plus has a GE front load washer and Samsung dryer and tiled flooring. Two car garage has pull down stairs for access to attic, and automatic garage door opener. The beautiful PEBBLETEC SALTWATER HEATED pool was just added in 2018, and the full panoramic screen takes full advantage of the VIEW, looking across the canal and into the Myakka Forest State Park. Sprinkler system on well encompasses all 3 lots. Roofs on both the house and the detached garage were replaced in 2022, new attic insulation, Water heater was replaced in 2022, and AC in 2015. SEPTIC SYSTEM JUST PASSED INSPECTION AND WAS PUMPED. WDO INSPECTION JUST COMPLETED ALSO! The detached garage is also CBS construction, has an automatic garage door opener and the 6" concrete pad next to it is perfect for parking your motor home, along with the 50 amp electric service. Located in an "X" flood zone so your lender will NOT REQUIRE FLOOD INSURANCE! This is a great location, just minutes to several area beaches, great one of a kind restaurants, numerous golf courses, shopping, downtown Farmer's Market, and SO MUCH MORE! The Myakka State Forest contains over 40 miles of trails that are open to hiking, trail biking and equestrian activities! Call today to see this lovely home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,964 | $3,772 |
Total Monthly Payment | $3,346 | $3,529 | $4,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.