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Experience the charm of this lakefront home, located high and dry in a NON-flood zone and offering peace of mind with multiple insurance discounts thanks to the upgraded features, including impact windows, impact garage door, impact exterior doors, roof clips, and a newer roof with stick and peel underlay. This beautifully maintained two-bedroom, two-bathroom block home is centrally located in the heart of St. Petersburg, with views of the tranquil Lake Louise.
As you enter, you’ll immediately notice the spacious main living area, featuring the elegant coved ceilings that Harshaw’s lakefront properties are known for. The freshly refinished terrazzo floors throughout the home bring back the original elegance and charm of this mid-century beauty. The living area flows seamlessly into the two spacious bedrooms, each with large closets, and a centrally located guest bathroom for easy access. The primary suite offers stunning views of Lake Louise and includes a tastefully renovated en suite bathroom.
The updated kitchen features solid wood shaker cabinetry with soft-close hinges, stainless steel appliances, with a granite countertop. The kitchen is complemented by gorgeous wood look porcelain tile flooring. From the kitchen, step through the impact sliding glass doors and take in the panoramic view of Lake Louise. The expansive backyard provides the perfect spot for relaxation and reflection, whether sipping morning coffee or enjoying evening cocktails while overlooking the lake.
This property is also a true oasis with a variety of fruit trees in the backyard, including a shaded mango tree. The enclosed patio, along with the fire pit area, creates the ideal space for relaxing evenings and gatherings. The serene backyard view is complemented by the sounds of nature, offering a tranquil escape from the hustle and bustle.
Conveniently located, this home is just a 15-minute drive from downtown St. Pete and the Gulf Beaches, offering the perfect balance of serenity and convenience.
Don’t miss the opportunity to own a piece of St. Petersburg’s finest real estate, with both character and modern updates in a prime location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,600 | $383,600 | $383,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $636 | $636 | $636 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,393 | $2,520 | $3,185 |
Total Monthly Payment | $3,104 | $3,231 | $3,896 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.