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Elegant & Upgraded Palm II Extended in Spruce Creek Golf & Country Club!
Discover the perfect blend of luxury, comfort, and convenience in this beautifully upgraded 2-bedroom, 2-bathroom Palm II Extended model in the highly sought-after Spruce Creek Golf & Country Club—a premier 55+ gated community with top-tier amenities and 24-hour security.
Boasting 1, 942 sq. ft. of thoughtfully designed living space, this home shines with modern upgrades and timeless elegance. The updated kitchen features granite countertops, complemented by crown molding and plantation shutters throughout. Enjoy the durability and beauty of luxury vinyl flooring, a freshly painted interior, and spacious bedrooms designed for relaxation. The flex room offers the perfect space for a home office, hobby room, or den.
Step into the 4-seasons lanai/patio—the perfect place to unwind and enjoy the Florida lifestyle year-round. Plus, with a 2014 roof, brand-new 2024 HVAC and water heater, this home is move-in ready and built for peace of mind.
Beyond the home, experience resort-style living with incredible amenities, including a fitness center, clubhouse, pools, hot tubs, pickleball & tennis courts, a dog park, and on-site dining. The community also offers RV and boat storage for lease and convenient trash pickup three times a week. Located just minutes from The Villages, you'll have access to an array of shopping, dining, and entertainment options.
Don’t miss this incredible opportunity—schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,696 | $1,786 | $2,276 |
Total Monthly Payment | $1,796 | $1,886 | $2,376 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.