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Under contract-accepting backup offers. Discover the perfect blend of coastal living and urban convenience with this inviting 3-bedroom, 2-bathroom home in the sought-after Duhme Subdivision of St. Petersburg. Situated in Flood Zone X, this home offers both peace of mind and prime location, just minutes from Madeira Beach and the stunning Gulf Coast shoreline. Step through the grand entryway into an open-concept design that seamlessly connects the main living spaces. The kitchen sits at the heart of the home, featuring ample cabinetry, modern appliances, and generous counter space—perfect for cooking and entertaining. The spacious living and dining areas provide a welcoming atmosphere for everyday enjoyment.
The primary suite is a true retreat, complete with a dual vanity, separate shower, and private water closet. Two additional bedrooms offer versatility for guests, a home office, or hobbies. Outside, enjoy privacy in the vinyl-fenced backyard, perfect for pets, play, or relaxing evenings. A two-car garage adds to the home’s practicality and convenience. Beyond the home, Duhme Subdivision offers an unbeatable location, providing easy access to shopping centers, pharmacies, and dining options. The neighborhood’s proximity to major roads ensures a quick commute to downtown St. Petersburg and the greater Tampa Bay area, making it ideal for those who value both relaxation and accessibility. This is your opportunity to own a well-designed home just moments from Florida’s breathtaking Gulf beaches. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $562 | $562 | $562 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,528 | $2,628 | $3,348 |
Total Monthly Payment | $3,182 | $3,282 | $4,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.