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Presented by
Creed Palmer |
4323 S CULVER TERRACE, Inverness, FL, 34452 | $289,900
Welcome to your dream home! This stunning property features 3 spacious bedrooms and 2 and a half bathrooms, perfectly suited for modern living. The home boasts a brand-new roof installed in 2025 and upgraded AC and ductwork completed in 2023, ensuring comfort year-round. You'll appreciate the new well pump and control box, also installed in 2025, along with a mini-split unit added to the garage in 2023, enhancing both usability and efficiency.
Luxury vinyl planking floors flow throughout the home, providing a stylish and durable foundation for your living space. Smart technology is integrated throughout the house with smart switches, a Ring doorbell, and outdoor cameras for added security. Enjoy your music outdoors with an impressive Pyle brand speaker system and control your home’s climate effortlessly with a Nest thermostat.
Step into your outdoor oasis, ideal for entertaining, featuring a sparkling saltwater pool built in 2023. The porch is equipped with roll-away sun screen shutters that can be operated remotely, providing both comfort and style. The white vinyl privacy fence surrounds the backyard, offering tranquility, while the 8x10 shed with power is perfect for storage or hobbies.
This home is conveniently located just minutes from an array of restaurants, hospitals, parks, schools, and the scenic Rails to Trails. Don't miss your chance to own this incredible property that seamlessly blends modern amenities with outdoor living!
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: In Garage
- Year Built: 1991
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,382
- Acreage: 0.22
- Est. Taxes: $940
- Lot Desc: Cleared
- Elem. School: Pleasant Grove Elementary School
- Middle School: Inverness Middle School
- High School: Citrus High School
- Pool: Gunite, In Ground, Lighting, Salt Water, Screen Enclosure
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Filtration System
- MLS#: OM697131
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/OM697131/4323sculverterrace_inverness_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Creed PalmerSales Associate
732.589.0471
Creed.Palmer@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Christine PrestonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 90874
203.521.7207
Christine.Preston@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4323 S CULVER TERRACE, Inverness, FL, 34452
$289,900
Creed Palmer
Sales Associate
William Raveis Real Estate
Phone: 732.589.0471
Creed.Palmer@raveis.com
Christine Preston
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,920 | $231,920 | $231,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
| Monthly Tax Payment | $78 | $78 | $78 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,335 | $1,485 | $1,926 |
| Total Monthly Payment | $1,488 | $1,638 | $2,079 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388