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Welcome to your perfect TURNKEY retreat in the highly desirable 55+ Charlotte Square Condominium community! This beautifully maintained 2-bedroom, 2-bathroom condo is located on the 3rd floor with convenient ELEVATOR ACCESS, offering ease and comfort in a fantastic location. Even better — this condo is in a NON-FLOOD ZONE and comes with PUBLIC WATER AND PUBLIC SEWER, giving you peace of mind and practicality. Move-in ready and designed for effortless living, this charming condo boasts updated LUXURY VINYL FLOORING throughout, providing a modern and stylish touch. The unit is being sold FULLY FURNISHED with furniture that’s only two years old — just pack your suitcase and bring your toothbrush! The well-appointed kitchen features NEWER APPLIANCES, including a microwave, refrigerator, and oven, making meal prep a breeze. The open floor plan with a combined dining and kitchen area creates a spacious and inviting atmosphere, perfect for entertaining family and friends. Step into the expansive Lanai/Florida room and take in the beautiful views overlooking the community’s lush courtyard and wonderful amenities. This serene space is perfect for morning coffee, afternoon reading, or simply unwinding while enjoying the Florida sunshine. The spacious primary bedroom offers a private retreat with an en-suite bathroom featuring an updated vanity and a tub-and-shower combination. The generously sized guest bedroom and additional full bathroom provide comfortable accommodations for visitors. Practicality meets convenience with an assigned carport parking spot (currently in the process of being reinstalled) and a 4x5 storage cage, perfect for stowing your beach gear, pool essentials, or golf clubs. Charlotte Square’s impressive list of amenities ensures you’ll always have something to enjoy! Take advantage of two heated pools, tennis and pickleball courts, shuffleboard, a billiards room, a grilling a
area, and year-round activities hosted in the clubhouse. This vibrant community offers the perfect balance of relaxation and social connection. Location is everything — and this condo delivers! Situated in the heart of Port Charlotte, you’re just minutes from grocery stores, shopping, gas stations, and two local hospitals. Plus, with easy access to Tamiami Trail (US-41), you’re a short drive from beautiful Gulf Coast beaches and everything the area has to offer. Don’t miss this RARE OPPORTUNITY to own a move-in ready, fully furnished condo in one of Port Charlotte’s most sought-after 55+ communities! Schedule your private showing today and start living your best Florida life!
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Our Executive Mortgage Banker:
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$129,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,200 | $103,200 | $103,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $644 | $678 | $864 |
Total Monthly Payment | $808 | $842 | $1,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.