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One or more photo(s) has been virtually staged. Beautiful 2022 constructed St Pete home, ideally located near the bright city-lights and waterfront parks of all that downtown has to offer. A must-see that features the security and beauty of a metal roof, modern block construction, and located outside flood zone AE that currently requires flood insurance for a mortgage. The home sustained no damage in the 2024 storm season and has high-impact, hurricane-rated windows for additional peace of mind and added storm resilience. The home as well as the HVAC system is elevated above the grade for even more protection. Six elegant 8-foot-high expansive French doors welcome you from the large covered front porch and offer abundant natural lighting and expansive views. Inside you will find high ceilings, soft LED lighting, and an open layout featuring elegant quartz countertops in a large u-shaped kitchen, ready to welcome family and friends. The home offers a split floor plan. The primary suite features an expansive walk-in closet and step-in shower with glass Euro-Door. The two secondary bedrooms can be closed off from the main living area into a private suite with separate exterior access, ideal for roommates or multi-generational living. All 3 bedrooms have supplemental mini-split AC systems to set your perfect sleeping temperature. In addition to the listed sq ft, a Florida room sits to the rear of the kitchen / dining area and has large hurricane impact windows with screens that welcomes you to sit, breathe, and relax all year round. There is water softener system and a laundry room that boasts an extra-large washer and dryer. The attached two-car garage is over 12 feet high and has a 10-foot clearance to park your camper or taller vehicles. The fenced rear of the lot offers extra security. Home located adjacent to the Innovation District and close to Johns Hopkins All Children’s Hospital, Bayfront Hospital, USF St Pete Campus and St. Petersburg Fire Rescue Master Station with easy access to I-175. Special buyer financing programs are available for this location. Schedule a showing today!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $398,400 | $398,400 | $398,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $797 | $797 | $797 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,486 | $2,617 | $3,308 |
Total Monthly Payment | $3,358 | $3,489 | $4,180 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.