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Coastal Elegance Just Steps from Fernandina Beach!
This stunning 5-bedroom, 4-bath retreat embodies the perfect blend of Southern charm and modern luxury. A gracious front porch welcomes you home, setting the tone for the warmth and elegance within. Floor-to-ceiling windows bathe the open-concept living spaces in natural light, highlighting bamboo strand flooring, custom built-ins, and tranquil preserve views through a breathtaking wall of French doors and windows. Designed for both comfort and privacy, this thoughtful three-way split floor plan ensures an ideal layout for families and guests. The expansive owner's suite easily accommodates large furnishings and offers his-and-hers walk-in closets. Retreat to the spa-like bath, where a free-standing soaking tub, oversized frameless walk-in shower with custom niches and foldable seat, and double vanities create the ultimate relaxation space. Two secondary bedrooms share a Jack & Jill bath, while a third bedroom is privately tucked away adjacent to the cabana bath, ideal for guests! Upstairs, a bonus/5th bedroom with its own full bath, walk-in closet, and utility closet offers additional flexibility for a guest suite, media room, or home gym. Florida living wouldn't be complete without a spacious screened lanai, perfect for unwinding after a sun-soaked day at the beach. The oversized 3-car garage provides ample storage for vehicles, beach toys, and bikes, making it easy to enjoy everything this prime location has to offer. Homes like this, so close to Fernandina's pristine beaches, are a rare find!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $900,000 | $900,000 | $900,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,468 | $5,689 | $7,778 |
Total Monthly Payment | $5,593 | $5,814 | $7,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.