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Stunning Home in SOUTHGROVE – Premier Lot with Custom Privacy Fence! Welcome to this beautiful Southgrove home, built on a premier lot with a custom privacy fence for added charm and seclusion. Step inside to a spacious foyer leading to an elegant formal dining room, creating an immediate wow factor. The chef’s kitchen boasts a butler’s pantry, walk-in storage pantry, 42” cabinets with crown molding, and a 97” shiplap-wrapped center island—perfect for gathering. Granite countertops, stainless-steel appliances, and a stylish backsplash complete this stunning space. Enjoy your morning coffee in the sunlit breakfast nook, then step outside to a private patio and large fenced backyard, ideal for entertaining or relaxing. The main level features a cozy living room with a fireplace, plus a secondary bedroom and full bath, making this a versatile 4-bedroom home. Durable LVP flooring runs throughout the first floor. Upstairs, a grand hardwood staircase leads to a spacious loft, perfect as a media room. The Owner’s Suite is a true retreat with a luxurious tiled walk-in shower with bench, elegant tile flooring, and double vanities. Don’t miss this incredible opportunity to join the Southgrove community—schedule your tour today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $339,120 | $339,120 | $339,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,200 | $2,285 | $2,908 |
Total Monthly Payment | $2,425 | $2,510 | $3,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.