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Presented by![]() Robert Heitz |
Welcome to this charming 4-bedroom, 2 1/2-bathroom home nestled in the community of Clarkstown/New City. Situated on a cul-de-sac, this house offers both convenience & serenity. Once inside up a half flight of stairs, you'll be greeted by the hard wood floors that flow throughout the spacious living room into the dining room. Perfect for entertaining guests or simply enjoying quality time with your loved ones. The eat-in-kitchen boasts stainless steel appliances and ample cabinet and counter space for all your culinary needs & enough room for a large table! The entrance to the deck is off the kitchen. The hardwood floors continue down the hallway where you have a shared full bath with tub\shower combo. Retreat to the bedrooms where you can unwind after a long day. The primary suite features an en-suite bathroom, with a shower (hardwood under the carpet in this room). The lower level features a large family room, a large 4th bedroom/den and half bath for guests. There is also a bonus room that could be used an Office, mudroom or just excellent additional storage. Outside, the backyard provides plenty of space for outdoor activities. Slightly wooded, with a small creek at the back end. Within minutes to local shops, grocery stores, library, schools & major highways. 5 Minutes to the Palisades Pkwy & 10 minutes to the NYS Throughway make for an excellent commute. Don't miss out on this opportunity! Schedule your showing today & make this house your new home, sweet home. If qualified, STAR Rebate of $908.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,999
Sales Associate
William Raveis Real Estate
Phone: 978.437.0400
Robert.Heitz@Raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $1,192 | $1,192 | $1,192 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,540 | $3,773 | $4,802 |
Total Monthly Payment | $4,824 | $5,057 | $6,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.