Welcome to VonGal House, a beautifully maintained Victorian perched atop a gentle rise, with picturesque views of the bucolic countryside. Built in 1901, this home exudes historic charm with original details, including a rocking-chair porch, gleaming hardwood floors, intricate moldings, porcelain door knobs, and an ornamental fireplace that anchors the living space. The property offers flexibility as a primary home with live-work space, and rentable capabilities including a separate guest suite and carriage studio. The current layout offers three bedrooms and two baths, complemented by an adjoining guest suite with its own entrance. This configuration provides flexibility for a private rental and can be reimagined to include a first-floor primary suite if desired. The property also features a two-story street frontage carriage studioformerly a gallery and cobbler's workshopoffering endless possibilities as an office, studio, or creative business space with commercial potential. Ample on-site parking increases practicality. The grounds are a gardener's dream, featuring perennial plantings and charming hardscaping that enhance the property's natural beauty. An original outhouse adds a whimsical touch, now serving as a quaint potting shed. Conveniently located just 10 minutes from the Taconic Parkway, steps from the beloved Ancram Little Store, 25 minutes to Hudson, and 15 minutes to both the Connecticut and Massachusetts borders, VonGal House offers country living with easy access to the region's many offerings.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,878 | $3,202 | $4,152 |
Total Monthly Payment | $2,970 | $3,294 | $4,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.