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Presented by
Phil Collins |
16 Chester St, Pittsfield, MA, 01201 | $405,000
Welcome home to Chester Street - hidden gem tucked between Revilla and Noblehurst for privacy. Spacious open first floor layout with freshly refinished hardwood floors. Living room w gas fireplace opens to formal dining. ; year-round heated side porch for home office/play area. Galley-style kitchen opens to an eat-in area and family room. First floor full bath. Second floor features 3-4 bedrooms; largest has a private rear deck overlooking the back yard. Seasonally you will enjoy the large, screened porch. Property includes a detached one car garage. Custom Goshen stone steps lead through wildflowers and perennials to the woods; abuts city land in the back and down to the river. Schedule a visit to your oasis in the city, short walk to Herberg! Convenient to town and South county.
Features
- Amenities: Cable Available,Fireplace (s)
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Style: Colonial
- Year Built: 1930
- Garage: Auto Opener,Detached
- Heating/Cooling: Hot Water,Boiler,Multizone
- Basement: Full,Interior Access,Concrete Floor,Unfinished
- Approx Sq. Feet: 2,160
- Acreage: 0.4
- Est. Taxes: $5,299
- Elem. School: Egremont
- Middle School: Theodore Herberg
- High School: Pittsfield
- MLS#: 245714
- Days on Market: 30 days
- Website: https://www.raveis.com
/prop/245714/16chesterst_pittsfield_ma?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Phil CollinsLuxury Properties Specialist
239.404.6800
Phil.Collins@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
16 Chester St, Pittsfield, MA, 01201
$405,000
Phil Collins
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.404.6800
Phil.Collins@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
| Monthly Tax Payment | $442 | $442 | $442 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,048 | $2,156 | $2,734 |
| Total Monthly Payment | $2,565 | $2,673 | $3,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630