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Welcome to this adorable ranch style home, perfectly designed for cozy living and entertaining. With meticulously renovated space, this 2-bedroom, 1-bathroom ranch is a true gem. From the studs up, every aspect of this home has been updated to meet today's codes, including new insulation, sheetrock, and a bright, open floor plan concept. With a bright and airy interior, the brand new open kitchen is the heart of the home, perfect for cooking and socializing. The great room features an inviting wood burning stove. Great for relaxing evenings at home! With light exposure across the house from the large sliders, and a beautiful bay window; this space is filled with an abundance of natural light. New laminate flooring throughout the home adds a touch of warmth, complementing the updated interior perfectly. The full bathroom has been beautifully renovated, with modern fixtures and finishes. Attic space provides extra storage, perfect for keeping your belongings organized and out of the way. Enjoy the private outdoor oasis in the charming backyard. A tranquil retreat, complete with a patio, grassy area, and convenient sheds for storage. Imagine sipping your morning coffee or enjoying a quiet dinner outdoors, surrounded by the sights and sounds of nature. With its quiet and private location, adorable home offers a peaceful setting, perfect for those seeking a serene and relaxing lifestyle. With its charming atmosphere and meticulously updated interior, this house is the perfect retreat and ready for you to move in and start living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $853 | $853 | $853 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $2,044 | $2,605 |
Total Monthly Payment | $2,895 | $2,972 | $3,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.