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Built in 1975 and nestled in a long established family neighborhood, 49 Oakridge Road boasts a very large Raised Ranch home with two defined living spaces ideal for mother/daughter or extended family living. There are twelve spacious rooms on both levels with recessed lighting and two wood burning fireplaces, having sun filled living spaces, picture windows with Pella Series adorning the entire rear of the home. Central air conditioning, mini splits and ceiling fans throughout every room allows for extreme comfort for every space. The upstairs deck with stairs to the large Terrace and Wood Burning Brick Oven provides ease to outdoor entertaining. The landscaped walkway to the main entrance opens to the split staircase. Steps leading up to the bright main level with wood floors, fire place and picture window. The overly spacious Country Kitchen, with Quartz counters and Oak cabinetry, alongside the formal Dining Room provides convenience for the preparation for large dinner parties. The door to deck and terrace allows for family and guests to utilize the indoor and outdoor space the home abundantly offers. The hallway leads to two Bedrooms and Bath, the Master Bedroom and Bath with sky-lit Jacuzzi, double sink and shower with multi-sprays. The lower level offers a spacious Family Room with fire place, Powder Room, Sunroom and Doors leading to the rear Terrace. Unique to many Westchester Homes, this home has a beautiful Summer Kitchen with Breakfast Area and Pantry. The fourth Bedroom is set alongside a Bath, two other Spare Rooms, each with closets and lead to a Mudroom that has a door leading to the terrace, backyard, driveway and 2-car detached garage and projects area. The home includes a whole-house water filter and softener system along with Instamatic hot water tank. All utilities, appliances and fixtures were installed beginning Summer 2022 up to Autumn 2023 and has been well maintained by the current owners. A must see!! Motivated sellers
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Our Executive Mortgage Banker:
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$1,189,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $951,200 | $951,200 | $951,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
Monthly Tax Payment | $1,528 | $1,528 | $1,528 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,551 | $6,091 | $8,156 |
Total Monthly Payment | $7,204 | $7,744 | $9,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.