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Perfect opportunity to own this 2-bedroom 2-bathroom home with attached garage located in Port Charlotte. Home has 1, 206 square feet of living space with size-able backyard and outdoor patio area. New Roof in 2022 and Whole House Re-Pipe in 2023. Step inside, and you'll be greeted by a spacious living room seamlessly connected to the dining area and kitchen, creating an inviting open concept living space. The warm ambiance of tiled floors throughout the home are great for easy maintenance. The spacious kitchen features stainless-steel appliances, rich hardwood cabinetry, and a generous double sink with a window overlooking the cozy enclosed family room. The tray ceiling adds a touch of elegance, while the ample storage space ensures you’ll have room for all your essentials and more. Perfect for both cooking and entertaining, this kitchen is designed to meet all your needs. Both the kitchen and the living room flow into the Family room with a wall of windows that overlook the outdoor patio area and backyard. The primary bedroom is a peaceful retreat, complete with a walk-in closet, ceiling fan and an en-suite bath with a walk-in shower and a granite-topped vanity. The guest bedroom is generously sized, offering ample closet space, and is conveniently located near a full guest bathroom. The attached 20x16 garage boasts durable epoxy flooring that's fully resistant to tire marks and includes a 15x8 laundry area with a washer and dryer, plus additional storage space. An oversized driveway offers plenty of parking for family and visitors. The large backyard provides plenty of room to add a pool if desired. Located in a nice quite neighborhood. Centrally located between Punta Gorda and North Port with easy access to I75 and US41 along with all the major stores, eateries, schools, beaches, golf and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$264,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,920 | $211,920 | $211,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,339 | $1,392 | $1,774 |
Total Monthly Payment | $1,604 | $1,657 | $2,039 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.