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A REAL CHARMER! This adorable 2BR/2BA A-frame home has so much character & is located in a quiet neighborhood with no HOA fees & it has no rear neighbors! Upon entering the front French doors entrance, you'll find yourself in the spacious great room that is open to the kitchen & has a spiral staircase leading to the loft & 2nd bedroom. The master suite is on the main floor & features lots of built-in storage drawers, double closets & sliders that lead outside to an open patio deck overlooking the back yard. The master bathroom has a new vanity & a tub, while the hall bathroom features a step-in shower & a new laminate floor. Upstairs you'll find a quaint loft sitting area as well as the 2nd BR, (this BR has a hanging rack for clothes, but no closet door). The roof was replaced in 2019, and the a/c was replaced in 2018 & some electrical updating was also done in 2019. Additionally, the home has a carport w/ a laundry room, a workshop/storage room, a gazebo & more! The home's original construction is a manufactured home that was modified to an A-frame & used as the office when the subdivision was developed. Whether you are starting out or slowing down this is the perfect home for you. Some of the furnishings will stay. This is a cash only sale. All measurements are approximate.
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Our Executive Mortgage Banker:
Our Insurance Division:
$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $116,000 | $116,000 | $116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $65 | $65 | $65 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $724 | $762 | $971 |
Total Monthly Payment | $863 | $901 | $1,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.