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WHY WAIT FOR NEW CONSTRUCTION? This home is better than new!!! Welcome to this stunning Colonial built in 2022, where modern luxury meets comfortable living in Rock Tavern, NY within the Valley Central School District. Spanning an impressive 3, 472 square feet on three levels, this home offers a perfect blend of style, space, and functionality. Step inside to find an open and inviting floor plan with soaring ceilings designed for effortless entertaining and everyday living. This home has everything today’s buyers dream about - gleaming hardwood floors, quartz counters, stainless steel appliances, high end fixtures and a rocking chair front porch! With five spacious bedrooms, a home office and three and a half beautifully designed bathrooms, there’s plenty of room to spread out. Upstairs, a versatile loft area can easily serve as a gaming area, creative space, or cozy reading nook. The primary suite is a true retreat, featuring a spa-like ensuite bath designed for relaxation and a large walk in closet. Downstairs, the finished lower level boasts a generous additional living area, perfect for movie nights, game days, or hosting guests. A spacious bedroom and full bathroom finish off the downstairs area. The Aerie Preserve community does not have an HOA, and affords the conveniences of municipal water, sewer and natural gas. Plus, owned solar panels offer energy efficiency and long-term savings and a fenced in backyard keeps your precious ones safe, plus it has an irrigation system. This home offers the perfect balance of contemporary design and practical living. Don’t miss the chance to make it yours! Note: Seller has an assumable VA loan with an approximate balance of $740, 000 at 5. 25%.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
Monthly Tax Payment | $1,423 | $1,423 | $1,423 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,968 | $4,354 | $5,830 |
Total Monthly Payment | $5,483 | $5,869 | $7,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.