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Presented by![]() Carrie Lademan |
Welcome to this charming 3-bedroom, 2-bathroom home, nestled in the desirable Cypress Creek community of Ruskin, Florida. With 1, 345 sq ft of thoughtfully designed living space, this home offers both comfort and convenience in a location that’s hard to beat. As you enter, you'll be greeted by an open floor plan that seamlessly connects the living room and dining space, creating an inviting space for relaxation and entertainment. The kitchen, a true focal point, is equipped with stainless steel appliances, solid wood cabinets, and ample counter space. There's even room for a small breakfast table, perfect for casual dining. Sliders from the kitchen lead to the backyard, making it easy to bring the outdoors in or head outside for a meal or simply enjoy the fresh air. The home’s split-bedroom layout places two well-sized bedrooms and a full bathroom towards the front of the home, while the primary bedroom is tucked away at the back for added privacy. The primary suite offers an en-suite bathroom with a single vanity, walk-in shower, a spacious walk-in closet and direct access to the covered patio—creating your own peaceful retreat. The home also includes a dedicated laundry room located in the center of the home, providing both convenience and functionality. Adding to its appeal, this home features a 2-car garage, providing plenty of storage space or additional room for your vehicles. Recent upgrades include a new roof and water heater, both installed in 2023, offering you peace of mind for years to come. Outside, enjoy a covered patio overlooking a fenced backyard—perfect for outdoor activities, gardening, or simply relaxing in your private outdoor space. The Cypress Creek community enhances your lifestyle with its fantastic amenities, including a clubhouse, walking trails, a swimming pool, and more. With convenient access to major roads, the growing Southshore area, and a variety of shopping, dining, and entertainment options, everything you need is just minutes away.
This home truly combines style, functionality, and a prime location—don’t miss out on making it yours today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
Senior Regional Vice President, Southwest Florida
William Raveis Real Estate
Phone: 239.450.9099
Carrie.Lademan@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $338 | $338 | $338 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,428 | $1,566 | $2,025 |
Total Monthly Payment | $1,841 | $1,979 | $2,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.