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First Showing! Rare offering in Mills Pond Estates. Situated in a quiet cul de sac sits this beautifully maintained post modern gem. Soaring entry foyer, Formal living room with vaulted ceilings, banquet dining room, custom gourmet kitchen with custom cabinetry, granite counters, sub-zero refrigerator, Dacor double wall over and gas range, two dishwashers, wine bar with sink and wine refrigerator and large center island and spacious dining area. The kitchen flows into a cozy family room with wood burning fireplace/wood stove. . . countless family memories will be made in this beautiful, flowing , open living space. The first floor affords a fifth bedroom or, as currently used, a custom built and designed office space with desks and cabinetry and full bath. Office leads to the back yard making the space is ideal for guests or nanny or a quick rinse after a dip in the pool. Enjoy your primary suite with amble closet space and new beautifully tiled bath with walk in shower, soaking tub, dual vanity, radiant heat floors, towel warming bar and state of the art commode. Three additional spacious bedrooms and new full bath with similar features. . beautiful tile, radiant heat floors, heated towel bar and state of the art commode. The home affords you all of the amenities you would expect. Efficient gas heat ( new in 2024) Newer roof (2023), Andersen windows, CAC, IGS, CVAC, Surround Sound and lighting controlled from your phone, Extensive hardscaping, patios and outdoor kitchen with gas BBQ. . . Lazy mountain lake salt water pool with new liner and new gas heater. . . to much to list and must be seen! All this in the desired and sought after Hamlet of St. James with it's neighborly Lake Ave and restaurant row on 25A. . . . Visit Avalon, The St. James General Store, local North Shore Beaches, Kayak the Nissequogue River. . take a short ride to Stony Brook Village with its shops, restaurants, museums and the Jazz Loft or the New England like harbor front Port Jefferson Village with it's ferry to New England. . The North Shore affords you the best in health care with Stony Brook Hospital, St. Catherine's, Mather Hospital and St. Charles hospital all a short car ride away. Stony Brook University also offers an array of activities from athletics events to events and shows at the Staller and Wang Center. Did we mention the acclaimed Smithtown School District. A lifetime of memories will be made in this home. It's why Mills Pond Estates homes rarely come up for sale.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,599,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,279,992 | $1,279,992 | $1,279,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.764% | 6.435% |
Monthly Tax Payment | $1,998 | $1,998 | $1,998 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,368 | $8,196 | $10,975 |
Total Monthly Payment | $9,491 | $10,319 | $13,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.