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Presented by
Vicki Lauber |
28 Sussex Road, Carmel, NY, 10512 | $400,000
Move right into this beautifully updated 2-bedroom, 1-bath cottage nestled on a fenced corner lot in a quiet Lake Carmel neighborhood. This home offers a perfect blend of modern upgrades and classic charm, featuring a sun-filled living room with a wood-burning fireplace, gleaming hardwood floors, and seasonal lake views. The newly renovated open-concept kitchen boasts high-quality cabinetry, granite countertops, stainless steel appliances, a large pantry, and a convenient walkout to a brand-new bluestone patio - ideal for outdoor dining and entertaining. A finished attic provides extra space for guests, a home office, or storage. Full unfinished basement provides plenty of storage space and extra appliances with walkout entrance. Detached garage and carport with new siding. New roofs, siding, electric supply, among many updates completed three years ago. Great commuter location, close to highway, Metro North train and shopping. Lake rights to beautiful Lake Carmel for beach, swimming, boating, and fishing! Close to Centennial Golf Club, Thunder Ridge Ski Area, and several state parks.
Features
- Amenities: Park
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Cape Cod, Cottage
- Year Built: 1930
- Garage: 1-car
- Heating: Forced Air, Oil
- Cooling: Wall/Window Unit(s)
- Basement: Full, Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,185
- Acreage: 0.18
- Est. Taxes: $11,336
- Lot Desc: Near Golf Course, Near Public Transit, Near School, Near Shops, Views
- View: Lake, Mountain(s)
- Water Front: Yes
- Elem. School: Kent Elementary
- Middle School: George Fischer Middle School
- High School: Carmel High School
- School District: Carmel
- Appliances: Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Gas Oven, Gas Range, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 833719
- Days on Market: 23 days
- Website: https://www.raveis.com
/prop/833719/28sussexroad_carmel_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Vicki LauberSales Associate
978.857.5962
Vicki.Lauber@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 38342
978.314.1072
Joanne.OKeefe@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
28 Sussex Road, Carmel, NY, 10512
$400,000
Vicki Lauber
Sales Associate
William Raveis Real Estate
Phone: 978.857.5962
Vicki.Lauber@raveis.com
Joanne O'Keefe
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
| Monthly Tax Payment | $945 | $945 | $945 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,842 | $2,049 | $2,657 |
| Total Monthly Payment | $2,862 | $3,069 | $3,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535