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Presented by
Yochi Melnick |
13630 Lucera CT, Estero, FL, 33928 | $415,000
STOP EVERYTHING! This Bella Terra Villa is Priced to MOVE! Ready for resort-style living without the resort-style price tag? This spacious twin villa, boasting over 1600 sq ft, is your golden ticket! Imagine: 2 roomy bedrooms, 2 baths, a 2-car garage, AND a bonus space that's begging to be your den, office, or even a 3rd bedroom! Yes, really! Sunlight floods the open floor plan. Whip up culinary masterpieces in the upgraded kitchen, complete with stunning quartz countertops and newer appliances. Sip your morning coffee in the screened-in front entry with panoramic screening – pure bliss! Enjoy the Florida sunsets on your extended lanai overlooking the gorgeously landscaped yard with a private lake view also with the panoramic screening. Both bathrooms have been completely upgraded. Nestled on a quiet cul-de-sac, you're practically steps from the vibrant clubhouse. Low HOA fees and no flood zone means more money in your pocket to enjoy the incredible Bella Terra lifestyle. We also have a newer A/C and water heater for peace of mind. Whether you're a snowbird seeking sunshine or a family craving comfort, this villa is a MUST-SEE.
The 999 acre Bella Terra community features 400 acres of conservation preserves and 100 acres of lake encompassing a resort-style clubhouse, a 24-hour fitness center, engaging activities like bingo and boot camp, water aerobics, poker, and food truck nights for a vibrant social life. Every member of the family will find something to enjoy, from the resort-style pool and spa to the secured, shaded children's play area. Sports enthusiasts can partake in sand volleyball, tennis, pickleball, basketball, softball, bocce ball, or even try out the in-line skate rink. Find solace in the peaceful butterfly garden. Bella Terra is a place you'll be proud to call home.
Features
- Amenities: Basketball, BBQ - Picnic, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Playground, Sidewalks, Tennis Court(s), Volleyball, Gated, Tennis
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 42 x 35 x 174 x 152
- Laundry: Inside, Sink
- Year Built: 2005
- Garage: 2-car Driveway Paved, Garage Door Opener, Attached
- Heating: Central Electric
- Cooling: Ceiling Fan(s), Central Electric
- Basement: Ceiling Fan(s), Central Electric
- Approx Sq. Feet: 2,074
- Acreage: 0.13
- Lot Size: 42 x 35 x 174 x 152
- Est. Taxes: $5,408
- HOA Fee: $751 Quarterly
- Lot Desc: Regular
- View: Lake, Landscaped Area
- Water Front: Yes
- Elem. School: PINEWOODS ELEMENTARY
- Middle School: THREE OAKS
- High School: CHOICE
- Pet Policy: Number Limit
- Appliances: Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Washer
- MLS#: 225025439
- Days on Market: 30 days
- Website: https://www.raveis.com
/prop/225025439/13630luceract_estero_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Yochi MelnickLuxury Properties Specialist
239.269.6527
Yochi.Melnick@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
13630 Lucera CT, Estero, FL, 33928
$415,000
Yochi Melnick
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.269.6527
Yochi.Melnick@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
| Monthly Tax Payment | $451 | $451 | $451 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,911 | $2,096 | $2,711 |
| Total Monthly Payment | $2,437 | $2,622 | $3,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388