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Nestled on a breathtaking half-acre lot with 106 feet of water frontage and commanding views of the Broad River, this exceptional property offers the perfect blend of luxury, craftsmanship, and natural beauty. Designed by the renowned Allison Ramsey and built by Andrew Dupps in 2007, this 3, 548-square-foot residence showcases impeccable attention to detail and timeless design elements. The main house features three spacious ensuite bedrooms, each offering privacy and comfort, while the detached accessory dwelling unit provides a private retreat complete with a bedroom, full bath, living area, kitchen, laundry, and a private lanai. From here, enjoy sweeping river views and captivating sunsets.
An entertainer's dream, the open-concept kitchen, dining, and great room (spanning 20 x 50 feet) are designed in a symmetrical layout with 17-foot windows that flood the spaces with natural light and offer unparalleled views of the water. The chef's kitchen is a highlight, boasting Crown Point cabinetry and soapstone counters, creating an elegant yet functional environment. Rich cypress walls and beams, vaulted ceilings, and the symmetry in design throughout the home bring a sense of grandeur and warmth. The great room and primary bedroom are graced with vaulted ceilings and beams, enhancing the airy feel of the space. Two masonry fireplaces, built with Danish volcanic stone, add both character and charm. Step outside to the beautifully appointed Loggia screened porch with a fireplace, where you can relax and enjoy the serenity of the surrounding fern garden. The outdoor area also features a grilling space and an outdoor shower, perfect for enjoying the year-round mild climate. The property is one of the select few in Habersham that offers sweeping views of the Broad River and its creeks, as well as a picturesque park view from the double-story front porches. Whether you're enjoying a sunrise over the river or a sunset on the horizon, every moment here is a chance to connect with nature. The home is built to withstand the elements, with Marvin windows featuring 3M hurricane protection, solid plywood construction (no OSB), and a newly replaced standing seam metal roof (2023). Five HVAC systems and two tankless hot water tanks ensure comfort and efficiency year-round. Additional highlights include a two-car garage, with one side offering ample room for two cars, both garages heated and cooled for year-round use, and an outdoor grilling area. The home is truly a masterpiece of design and location, offering the ultimate waterfront lifestyle. Don't miss the rare opportunity to own a home with this level of beauty, craftsmanship, and riverfront charm in Habersham
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,540,000 | $1,540,000 | $1,540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.125% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.235% | 6.058% |
Monthly Tax Payment | $516 | $516 | $516 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,987 | $9,357 | $12,892 |
Total Monthly Payment | $9,628 | $9,998 | $13,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.