216 Church Street, Rutland City, VT, 05701 | $295,000

This charming traditional saltbox Cape offers a harmonious blend of classic design and modern comfort. The spacious kitchen features abundant cabinetry and dedicated work areas, providing ample space for meal preparation. Adjacent to the kitchen, a cozy sunroom serves as a delightful breakfast nook, perfect for enjoying morning meals. The dining area seamlessly connects to the kitchen, facilitating easy entertaining. The expansive 12'x20' combination living and dining room offers versatile space for relaxation and gatherings. A handsome fireplace, fitted with a woodstove insert, serves as a focal point in the living area, adding both charm and functionality. A separate den, complete with built-in shelves, provides a quiet retreat or home office. With the exception of the kitchen and bathrooms, hardwood floors grace the interior of the home, exuding warmth and character. The generously sized primary bedroom (14'x14') boasts double closets, offering ample storage. The second bedroom is also spacious and benefits from abundant natural light. The second-floor 3/4 bathroom features a tiled shower, combining style and practicality. A convenient half bath is located on the first floor. An attached one-car garage, equipped with a door opener, provides direct access to the home. The property is situated on a deep lot, offering a great backyard space for outdoor activities. Additional storage is available in the former cabana, enhancing the property's functionality.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 three-quarter / 1 half
  • Style: Cape
  • Year Built: 1950
  • Garage: 1-car Garage
  • Heating: Oil,Baseboard
  • Cooling: None
  • Basement: Concrete Floor,Full,Stairs - Interior,Unfinished,Interior Access,Exterior Access
  • Approx Sq. Feet: 1,620
  • Acreage: 0.25
  • Est. Taxes: $4,552
  • Lot Desc: City Lot,Level,Mountain View,Sidewalks
  • Middle School: Rutland Middle School
  • High School: Rutland Senior High School
  • MLS#: 5032002
  • Website: https://www.raveis.com
    /prop/5032002/216churchstreet_rutlandcity_vt?source=qrflyer
©2025 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/13/2025

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NMLS Mortgage Loan Originator ID 69244

914.260.2006

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

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216 Church Street, Rutland City, VT, 05701

$295,000

Paul Incerto

Sales Associate

William Raveis Real Estate

Phone: 203.858.8080

Paul.Incerto@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.173% 7.316% 6.550%
Monthly Tax Payment $379 $379 $379
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,531 $1,590 $2,024
Total Monthly Payment $1,985 $2,044 $2,478

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.