|
Presented by![]() Paul Incerto |
This charming traditional saltbox Cape offers a harmonious blend of classic design and modern comfort. The spacious kitchen features abundant cabinetry and dedicated work areas, providing ample space for meal preparation. Adjacent to the kitchen, a cozy sunroom serves as a delightful breakfast nook, perfect for enjoying morning meals. The dining area seamlessly connects to the kitchen, facilitating easy entertaining. The expansive 12'x20' combination living and dining room offers versatile space for relaxation and gatherings. A handsome fireplace, fitted with a woodstove insert, serves as a focal point in the living area, adding both charm and functionality. A separate den, complete with built-in shelves, provides a quiet retreat or home office. With the exception of the kitchen and bathrooms, hardwood floors grace the interior of the home, exuding warmth and character. The generously sized primary bedroom (14'x14') boasts double closets, offering ample storage. The second bedroom is also spacious and benefits from abundant natural light. The second-floor 3/4 bathroom features a tiled shower, combining style and practicality. A convenient half bath is located on the first floor. An attached one-car garage, equipped with a door opener, provides direct access to the home. The property is situated on a deep lot, offering a great backyard space for outdoor activities. Additional storage is available in the former cabana, enhancing the property's functionality.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
Sales Associate
William Raveis Real Estate
Phone: 203.858.8080
Paul.Incerto@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,531 | $1,590 | $2,024 |
Total Monthly Payment | $1,985 | $2,044 | $2,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.