3919 VISTA TRACE WAY, Lakeland, FL, 33810 | $600,000

One or more photo(s) has been virtually staged. Welcome to your dream home nestled in the sought-after gated community of TerraLargo!
This luxury M/I built residence sits on a serene cul-de-sac and offers the perfect blend of elegance and comfort.
With 4 spacious bedrooms, 3 full bathrooms, this home also features a private office/study, and a versatile bonus loft/media room upstairs.

Set on a generous 1/4 acre, the backyard is a true retreat, fully fenced with elegant vinyl fencing and adorned with exquisite pavers that extend across the lanai. The highlight of the outdoor space is the inviting screen-in, SALT WATER pool, complete with a tanning shelf—ideal for relaxation or entertaining guests in style.

As you approach the home, you'll be charmed by the Spanish-tiled roofing, mature landscaping, and a quaint front porch that beckons you to sit and enjoy the view. Inside, the kitchen is a culinary dream, featuring elegant white cabinets, dual ovens, a hooded range, a stunning granite island, and a beautiful backsplash that adds a touch of sophistication.

The primary/master bedroom is conveniently located on the first floor, boasting a private entrance to the outdoor lanai. Its luxurious en suite bathroom offers a tranquil soaking tub, a private shower, a toilet stall, and dual sinks with granite countertops.

Upstairs, you’ll find the versatile loft/media room, perfect for family gatherings or movie nights, along with the fourth bedroom and a third bathroom, making it an ideal space for teenagers, guests, or a mother-in-law suite.


Living in TerraLargo means enjoying resort-style amenities, including a fabulous clubhouse, zero-entry sparkling pool with swimming lanes, a spa hot tub, a fitness center, a covered play area, and court for tennis, basketball, and pickleball. Conveniently located close to highway 1-4 & 98, shopping plazas, banks, restaurants, and major medical facilities, and nearby theme parks. This home truly has it all within this vibrant community. PLUS the HOA includes their cable and internet for your convenience!

This exceptional home combines luxury, comfort, and functionality, making it a must-see! Schedule your private showing today and experience the lifestyle this remarkable property has to offer.

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Pickleball Court(s), Playground, Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Style: Mediterranean
  • Year Built: 2016
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,003
  • Acreage: 0.25
  • Est. Taxes: $8,160
  • HOA Fee: $344 Monthly
  • Lot Desc: City Lot, Sidewalk
  • View: Pool
  • Elem. School: Sleepy Hill Elementary
  • Middle School: Sleepy Hill Middle
  • High School: Kathleen High
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: L4951418
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/L4951418/3919vistatraceway_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/7/2025 10:03:14 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3919 VISTA TRACE WAY, Lakeland, FL, 33810

$600,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $480,000 $480,000 $480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.695% 6.649% 5.764%
Monthly Tax Payment $680 $680 $680
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,763 $3,031 $3,919
Total Monthly Payment $3,535 $3,803 $4,691

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.