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412 GENTIAN Road, Out of Area, FL, 32086 | $484,000
Fully renovated and move-in ready, this beautifully upgraded 4-bedroom, 2-bath home offers the perfect blend of modern style, thoughtful functionality, and Florida charm. Set on an oversized 150x100 lot with no HOA, it's ideal for anyone looking for space, flexibility, and a low-maintenance lifestyle near the heart of St. Augustine.
Step inside to discover luxury vinyl plank flooring throughout, fresh neutral paint, and a bright, open layout. The kitchen has been tastefully updated with quartz countertops, upgraded fixtures, and modern finishes, while both bathrooms have been completely remodeled with clean, stylish design. A cozy fireplace adds warmth to the living space, creating an inviting atmosphere for everyday living or entertaining.
The converted garage provides valuable bonus space, perfect for a home office, playroom, guest room, or additional living area. Outside, the partially fenced backyard is expansive and private, with mature landscaping and a 16x12 storage shed (built in 2015). There's ample room to add a pool or create your dream outdoor retreat.
Major system upgrades offer lasting peace of mind including a new HVAC system, new septic system, 2019 roof, 2018 windows, Pex plumbing, and updated fixtures throughout. Solid block construction and a location in Zone X (no flood insurance required) add to the home's durability and appeal.
Tucked in a quiet, established neighborhood with two community boat ramps, scenic walking trails, and no HOA restrictions, this home also allows short-term rentals. Just minutes from St. Augustine's historic district and pristine beaches, this is a rare opportunity to enjoy comfort, flexibility, and value all in one exceptional property.
*Select photos have been virtually staged. *
Features
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 100x150
- Year Built: 1979
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,910
- Acreage: 0.35
- Lot Size: 100x150
- Est. Taxes: $4,265
- Appliances: Dishwasher, Electric Range
- MLS#: 2075270
- Days on Market: 46 days
- Website: https://www.raveis.com
/prop/2075270/412gentianroad_outofarea_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
412 GENTIAN Road, Out of Area, FL, 32086
$484,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $387,200 | $387,200 | $387,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
| Monthly Tax Payment | $355 | $355 | $355 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,447 | $2,544 | $3,241 |
| Total Monthly Payment | $2,877 | $2,974 | $3,671 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388