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**SELLERS HAVE VA ASSUMABLE LOAN OPTION AT 2. 875%!** Welcome to this beautifully maintained home in highly sought-after St. Johns County, offering a peaceful retreat with NO CDD fees! Enjoy the serenity of a stunning preserve view right from your screened-in back patio—perfect for relaxing. Step inside to an inviting 2-story entryway that leads you to an open and bright floor plan. The spacious kitchen, living, and dining areas flow seamlessly, featuring wood-look plank tile flooring throughout the first floor. The gourmet kitchen is a chef's dream, equipped with a natural gas cooktop, double ovens, sleek Quartz countertops, a herringbone tile backsplash, a walk-in pantry, and a large island—ideal for gathering and entertaining. Open staircase with iron spindles leads to the second floor, where you'll find a spacious primary bedroom suite complete with TWO walk-in closets and a tray ceiling facing the preserve, creating a relaxing retreat. Three additional spacious bedrooms, a laundry room, and a full guest bathroom complete the second floor. This home is located just steps away from one of the community's resort style master amenity center, which features Pickleball and tennis courts, a playground, dog parks, a kids' pool and splash park, as well as an adult pool with lap laneseverything you need for an active and vibrant lifestyle. Don't miss the opportunity to own this beautiful, move-in-ready home with the added bonus of NO CDD fees & NO waiting to build!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,377 | $2,570 | $3,249 |
Total Monthly Payment | $2,806 | $2,999 | $3,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.