Welcome to 315 40th St S! This home is in a NON FLOOD & NON EVACUATION ZONE and did not have any damage or flooding with the summer storms. This CHARMING & UPDATED Bungalow is centrally located and just minutes from the vibrant Grand Central District. This 3 bedroom, 2 bathroom home with an oversized 500sf detached garage has been completed UPDATED from top to bottom leaving the CHARACTER of the original build with tons of updated finishes, fixtures, and details. As you open the front door, you will be greeted with an expansive LIGHT & BRIGHT Living space accented with stunning VAULTED CEILINGS, gorgeous EXPOSED BEAMS, and an elegant ELECTRIC FIREPLACE with different colors for different moods. This versatile space has 2 living spaces which is great for entertaining, however the space to the right of the front door will make a great home office. The front 2 bedrooms both have artistic accent walls and share a full updated bathroom. The KITCHEN was UPDATED in 2021 and is beautiful and functional with room for your dining room table, Level 3 Granite counters, Shaker style cabinets, new Stainless Steel appliances, and a stunning accent wall. From the kitchen, step down into a small foyer where you will find your Laundry closet, a storage closet, a door to the back yard area and off to the right you will find the BREATHTAKING MASTER SUITE, your private oasis. With the SPLIT FLOOR PLAN, it provides maximum privacy. The Master Bathroom is "Jaw dropping" with the dual sinks and EXTRA LARGE WALK IN SHOWER. This home has ALLEY ACCESS where you can pull into the yard or garage through the DOUBLE GATE. The garage is oversized and has plumbing so it could be made into a really nice garage, workshop, mancave, She Shed, or an apartment/ ADU for additional revenue. The PRIVATE backyard is great for barbeques, relaxing, or enjoying the firepit. For 100% PEACE OF MIND, everything was UPDATED in 2021 including NEW AIRDUCTS, NEW ELECTRIC PANEL, NEW PLUMBING TO PVC, NEW TANKLESS HOT WATER HEATER, NEW KITCHEN, NEW BATHROOMS, NEW LIGHTING & FIXTURES, NEW ELECTRIC FIREPLACE, NEW INTERIOR/EXTERIOR PAINT; NEW LUXURY VINYL PLANK FLOORING. The DOUBLE PANE WINDOWS were done in 2014. The MAIN ROOF & SOFFITS were replaced in 2022. The A/C was replaced in 2024. The SOLAR PANELS WERE ADDED IN 2022 and will be paid off at closing - the average electric bill is $30-$50 a month. The average person will be saving around $400 a month on their electric bill. This home is 100% MOVE IN READY. This CENTRAL location is minutes to the vibrant Downtown St Pete area where you will find the "Arts & Food Scene" bursting with local culture and world class dining with local hotspots, charming outdoor cafe's and bars, museums, the St Pete Pier, and The Vinoy. Jump on the New Sun Runner for a 7 minute ride to DTSP from 1st Ave S OR go 3 blocks over to 1st Ave N and jump on the Sun Runner to St Pete Beach for a 20 minute ride. You are 5 blocks to the Pinellas Trail for all the runners and bicycle enthusiasts. This community is minutes to US 19 and a short commute to I275, Tampa, and the airport, and 15 minutes to the Gulf Beaches.
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$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $637 | $637 | $637 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,604 | $2,707 | $3,449 |
Total Monthly Payment | $3,333 | $3,436 | $4,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.