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Presented by![]() Amy Jacobson |
Design. Build. Live. 685 E 132nd St, Bronx, NY Plans are already approved to completely transform this 2-story single-family home into a stylish and functional modern space. Open-concept living area on the first floor — seamless flow from living room to kitchen 3 Bedrooms / 2. 5 Bathrooms including a spacious master suite with private bath Full cellar with mechanical room, a bonus space to customize This home is located along the Harlem and East Rivers. Close to Randall’s Island park, enjoyable in beautiful summer weather. Mott Haven's new shops & restaurants. Transportation to Manhattan with the 6 train in 15 mins. Contractor available for $150, 000 in construction costs, all included within your REHAB loan, which includes an HVAC system for those hot summers & cold winters. This is where your story begins; make it unforgettable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 508.415.0816
Amy.Jacobson@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,656 | $3,369 |
Total Monthly Payment | $2,773 | $2,906 | $3,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.