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Large price improvement!!~~ Welcome to coastal living at its finest! This spacious two bedroom two and a half bath townhome with a one car garage is nestled in the desirable beach community of Village of Paradise Island community. This beautiful townhome condo features a tiled foyer entryway that leads you to the spacious living area, wood burning fireplace and tropical view off of the living area. Boasting an open floor plan with vaulted ceilings, this home offers a bright and airy feel throughout. Cooks will love the large eat-in kitchen with plenty of counter space and walk-in pantry. Enjoy the convenience of a bonus room off the garage, perfect for a home office, gym or just extra storage. The primary and guest bedrooms each offer an ensuite and large lanai. Village of Paradise Island features a two community pools, fishing docks and boat slip rentals making it a dream for swimming, boating and fishing enthusiasts. A new water heater (2024) and new air handlers in October 2024 adds to the home’s modern efficiency. Located just a short walk to the beach, this pet-friendly community offers the perfect blend of relaxation and recreation. Plus, you’re walking distance to the beach and just minutes from downtown St. Petersburg, with its vibrant dining, shopping, and entertainment options. This is truly Florida living at its finest! Don't miss out on this incredible opportunity to own a slice of paradise. Schedule your showing today and make this beautiful townhome yours tomorrow before someone else does!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.894% | 6.936% | 6.006% |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,134 | $2,278 | $2,916 |
Total Monthly Payment | $2,746 | $2,890 | $3,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.