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51 Rock Hill Lane, Otisville, NY, 10963 | $320,000
Charming & Spacious Retreat with Stunning Views, Pool & Solar Savings! Welcome to 51 Rock Hill Lane, Otisville, NY—a unique home that offers breathtaking views from every window, incredible privacy, and a versatile layout. Nestled on a serene property with a peaceful stream in the backyard, this home is perfect for those seeking a quiet retreat while staying close to all modern conveniences. Home Highlights: Cozy & Efficient – A wood-burning stove easily heats the entire home, creating a warm and inviting atmosphere while helping to keep energy costs low. Solar-Powered Savings – Equipped with solar panels, this home helps keep utility costs low while being environmentally friendly. Enjoy the benefits of sustainable living without sacrificing comfort. Spacious Feel – With 1, 548 sq. ft. , this home already offers generous space, but the unique layout makes it feel even larger. Whether you're looking for a comfortable full-time residence or a weekend getaway, this home delivers charm and function. Massive 2-Car Garage – This oversized garage is more than just a place to park—it can double as a workshop, studio, entertainment space, or extra storage for all your outdoor gear and hobbies. Backyard Oasis – Step outside to enjoy your above-ground pool, perfect for relaxing on warm summer days. Combined with the peaceful stream in the backyard, this home offers a true escape into nature. Peace, Privacy & Nature – The surrounding natural beauty offers a perfect escape from the hustle and bustle of city life while still being close to local conveniences. Prime Location – Nature & Convenience in One! Outdoor Activities – Close to hiking trails, parks, and scenic farms, making it ideal for nature lovers. Farms & Wineries – Minutes from local orchards, farmers' markets, and wineries, offering fresh produce and charming experiences. Great Schools & Dining – The home is near highly rated schools, restaurants, and small-town shops, adding to its appeal. Easy Access to Mass Transit – Just a short drive to Metro-North’s Otisville Station, providing a seamless commute to NYC and other major cities. This one-of-a-kind home is full of charm, potential, and natural beauty. Whether you're looking for a peaceful retreat, a creative workspace, or a cozy family home, 51 Rock Hill Lane is a rare opportunity that you don’t want to miss. ***Please note the payment for solar panels and new roof. Call with any questions***
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Cottage
- Year Built: 1960
- Garage: 2-car
- Heating: Baseboard, Wood
- Cooling: Wall/Window Unit(s)
- Basement: Crawl Space, Full, Storage Space, Walk-Out Access
- Approx Sq. Feet: 1,548
- Acreage: 2
- Est. Taxes: $5,059
- Lot Desc: Back Yard, Cleared, Front Yard, Part Wooded, Private, Secluded, See Remarks, Wooded
- Water Front: Yes
- Elem. School: Minisink Valley Elementary
- Middle School: Minisink Valley Middle School
- High School: Minisink Valley High School
- School District: Minisink Valley
- Pool: Above Ground, Outdoor Pool, Pool Cover
- Appliances: Gas Range, Microwave, Refrigerator
- MLS#: 834320
- Days on Market: 26 days
- Website: https://www.raveis.com
/prop/834320/51rockhilllane_otisville_ny?source=qrflyer
William Raveis Family of Services
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
51 Rock Hill Lane, Otisville, NY, 10963
$320,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
| Monthly Tax Payment | $422 | $422 | $422 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,474 | $1,639 | $2,126 |
| Total Monthly Payment | $1,971 | $2,136 | $2,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535