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Discover the perfect blend of tremendous convenience, comfortable living, & income potential in this charming 3-bed, 3-bath residence nestled in the heart of Winooski. This property boasts a fully renovated basement, thoughtfully designed as a rentable studio apartment w/ its own private entrance & showcasing a full kitchen, living area, bedroom, & full bath. The main floor of the home welcomes you with a bright entryway, flowing into a sun-drenched living area featuring a large bay window & a cozy gas fireplace with a dark wood mantle, giving you that cozy Vermont feel. The main kitchen, complete w/ a breakfast bar & access to a covered back deck, seamlessly connects to a dining room as well as the main living area for a true open concept. The master suite offers a spacious closet, en suite bath, and the added luxury of a private infrared sauna, while a second bedroom & additional full bath complete the 1-level living you've been looking for. The basement also includes a separate area for the main house, perfect for a home office or gym. You'll cherish the convenience of being within walking distance to Winooski's vibrant downtown, with its array of restaurants, breweries, scenic river trails, & easy access to I-89 for effortless commuting to Burlington, Essex, & beyond. And if that's not enough, you're just steps from Landry Park. The fully fenced backyard provides a safe & enjoyable space for pets & children alike, making this home a truly exceptional find!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $1,026 | $1,026 | $1,026 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,890 | $3,683 |
Total Monthly Payment | $3,899 | $4,008 | $4,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.