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4115 N Little Hawk POINT, Crystal River, FL, 34428 | $265,000
One or more photo(s) has been virtually staged. Crystal River Home on Double Lot! Located in the heart of Florida’s Nature Coast, this Crystal River home sits on a double lot and offers convenient access from both N Tallahassee Rd. and N Little Hawk Pt. Just minutes from a public boat ramp, natural springs, kayaking, swimming, shopping, and dining, this property provides both space and accessibility. One of the standout features of this home is the screened-in back porch, an ideal spot for sipping your morning coffee or unwinding in the evening—without the hassle of bugs! Plus, there is a 125-amp secondary panel on the lanai, offering potential for a hot tub or additional outdoor amenities. Enjoy outdoor entertaining with ease on the patio area, complete with a cozy fireplace—gather with family and friends. The home is equipped with solar panels, keeping electric bills incredibly low (currently just $36/month). These will be paid off before closing—a fantastic bonus for the new owner! The RV carports have access to power with standard outlets for added convenience. A handicap ramp to the front door is currently in place but can be removed prior to closing upon request. Recent upgrades ensure peace of mind: Fridge & Water Heater (2024), Washer & Dryer (2020) – Conveys with the sale, HVAC System (2019), Metal Roof (2013). And here’s some extra peace of mind—during Storm Helene, the main home did not flood. The storage room located downstairs (not under air and not counted as living space) did take up to an inch of water, but the main home remained dry.
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Garage
- Year Built: 1989
- Garage: 2-car Boat, Covered, Driveway, Garage Door Opener, RV Carport
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,554
- Acreage: 0.54
- Est. Taxes: $3,651
- Lot Desc: Cul-De-Sac
- Elem. School: Crystal River Primary School
- Middle School: Crystal River Middle School
- High School: Crystal River High School
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: OM696952
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/OM696952/4115nlittlehawkpoint_crystalriver_fl?source=qrflyer
Listing courtesy of WAVE ELITE REALTY LLC Phone: 352-400-0188
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4115 N Little Hawk POINT, Crystal River, FL, 34428
$265,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $212,000 | $212,000 | $212,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
| Monthly Tax Payment | $304 | $304 | $304 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,323 | $1,393 | $1,775 |
| Total Monthly Payment | $1,702 | $1,772 | $2,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388