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Experience the best of both worlds with this spacious custom Cape, nestled on over 5 private acres in Concord while offering easy access to all the city's amenities. Bordering conservation land on the south side and just minutes from numerous walking trails, this property is a nature lover’s dream. The home’s expansive cedar back deck runs the length of the house, overlooking a beautifully landscaped yard with raised garden beds and perennials. A 12x16 barn and a small outbuilding with electricity sit within a fenced barnyard, perfect for hobbyists or small livestock. Inside, the freshly painted interior offers a bright and welcoming feel, with hardwood floors throughout most of the first floor. The oversized mudroom entry leads to a spacious studio with backyard views, while the cherry kitchen—featuring granite countertops and stainless-steel appliances—opens to a large dining area with direct deck access, ideal for entertaining. The cozy living room boasts a wood-burning fireplace, and a first-floor office/den adds flexibility. Upstairs, the primary suite includes a full bath, complemented by two additional bedrooms and another full bath. A 10x18 sunroom with a woodstove doubles as a year-round sitting area or greenhouse. With charm, privacy, and modern updates, this one-of-a-kind property is a true retreat!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $579,920 | $579,920 | $579,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $901 | $901 | $901 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,338 | $3,662 | $4,735 |
Total Monthly Payment | $4,331 | $4,655 | $5,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.