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Presenting 2037 Cranston Street Situated on a corner lot in the desirable Meshanticut neighborhood of Western Cranston, this beautifully restored 4-bedroom, 2-bath American Foursquare Colonial exudes timeless charm. The home's impressive exterior was recently updated with a striking Needle Point Navy Blue. As you enter through the front porch, you're welcomed by an ornate stained-glass window by the front door. Inside, the Colonial Revival staircase steals the show, complemented by gleaming white oak floors. The open-concept first floor is bathed in natural light, featuring 9-foot ceilings, a spacious living room with the original fireplace and transom window, a generous dining area, a full bath, and a stunning kitchen. The kitchen features Linden Point Grigio Spanish tile flooring, white Shaker cabinets, stainless steel appliances, and luxurious granite countertops. Upstairs, the original red oak hardwood floors flow through four large bedrooms, each offering plenty of closet space. The full bath on this level is beautifully appointed with porcelain subway tiles. The walk-up attic provides ample storage, with the potential for future expansion. Additionally, this property has a young roof, heating system, mini-split for first floor and two separate driveways. Located just moments from Meshanticut Park, Garden City, and much more! Offering both convenience and elegance. Call today to schedule your private tour! ** Subject to seller finding suitable housing **
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,853 | $2,964 | $3,772 |
Total Monthly Payment | $3,344 | $3,455 | $4,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.