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LOCATION, LOCATION, LOCATION! Highly desirable North End neighborhood. 4 bedroom, 2. 5 bath Colonial situated on a small hilltop overlooking a quiet circular drive set off the main road. Large lot is surrounded by wooded areas affording plenty of privacy. Home features modern, applianced kitchen with breakfast bar and direct entry to the 2 stall garage. Cozy den just off kitchen, spacious living room features sliders with access to the backyard, a wood burning fireplace and large open flow to large dining room, great home for entertaining. 1st floor also includes a large coat closet, half bath and center front hall with stairway leading up to the 4 spacious bedrooms. Large windows let in plenty of light. Primary bedroom with 3/4 bath ensuite and walk-in closet. Full bath and large hall closet complete the 2nd level. Full basement features partially finished area with bar, laundry room and additional room which could make a great office. 2 recently installed high efficiency gas (propane) on demand water heating units; one dedicated for hot water and the other for home heating. All first floor windows including living room slider have been replaced, as well a few 2nd floor windows. Roof on Main house replaced approx 10 years ago & recently painted exterior. Hardwood flooring throughout. Great location, close to shopping, restaurants, highways, parks, walking trails and all that Manchester has to offer! Seller allowing showings for the purpose of back-up offers.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,996 | $439,996 | $439,996 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $573 | $573 | $573 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,533 | $2,778 | $3,593 |
Total Monthly Payment | $3,198 | $3,443 | $4,258 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.